Troy Silhan
Sales Manager | Sr. Loan Officer
LoanPeople JAX
Mobile: (904) 217-9489
NMLS: 704521
Email: Troy.Silhan@LoanPeople.com
Troy Silhan is available to assist you:
- Five-star service,
- Great rates and fast closings,
- Solutions for home purchase, refinance, and renovation!
Thank you for the opportunity to earn your business.
About
Troy Silhan is a seasoned Sales Manager and Sr. Loan Officer at LoanPeople, with a remarkable track record in the mortgage industry. Since beginning his career in 2009, Troy has successfully closed over 1,050 purchase and refinance transactions across the country, totaling more than $220 million. He and his team are dedicated to helping clients navigate the complexities of purchasing or refinancing homes, offering expert guidance and personalized advice to meet their personal and financial goals.
Troy is passionate about mortgage banking and takes pride in working for a company built on integrity. His commitment to excellence has earned him the title of #1 Loan Officer in the 904 by Void Magazine for four consecutive years. A Florida native, Troy holds a degree in Communications and Business Management from the University of North Florida. He is married to his college sweetheart, Jessica, and together they have two wonderful children. Troy lives by the principle of treating others as he would want to be treated, a philosophy that drives his approach to business and life.
Mortgage Lender Reviews
Honestly, the best experience in the wor...
Mar. 29, 2024 by Nicole P.
Northeast Florida
Troy is an angel and I'm forever thankful for such a smooth and comforting process. We are so thankful for our beautiful home!
This was the easiest transaction
Jul. 17, 2024 by T.
Northeast Florida
Troy Silhan’s knowledge and expertise made the whole transaction smooth I knew where I stood during each phase of the underwriting process and there were no hidden surprises super easy super honest if need need another mortgage I know where to go.
Troy Silhan was absolutely amazing.
May. 17, 2024 by Kristina W.
Jacksonville, Florida
He was great at communicating and problem solving. His team was also great at answering any questions and my emails. I would highly recommend them and use them again!
Troy Silhan is the most honest and strai...
Apr. 18, 2024 by Dr. K. B.
Jacksonville, FL
This was by far the most seamless and painless loan experience we have ever had. We were informed at every step as to what we should expect. There were no surprises along the way. I would like to add that Troy Silhan has helped me with 2 other loans...
Troy made the experience of financing in...
Mar. 29, 2024 by Rachael R.
Jacksonville, Florida
He was great to work with, responsive and professional. His team provided excellent communications and updates along the way. Highly recommend!
Troy came highly recommended and for goo...
Jul. 10, 2024 by C.R.
Jacksonville, FL
He was so knowledgeable and patient With us. We were first time home buyers with know knowledge of the home buying process or home ownership and he guided us through the loan process so smoothly. He responded very quickly and made sure all our questi...
Troy and his team were excellent.
Mar. 10, 2024 by Mario G.
Jacksonville, FL
They made the whole purchasing process a pain free experience from the beginning to the final closing. They always kept me in the loop with everything and answered any questions that I had. I highly recommend them for any of your Mortgage needs. I wi...
Home Loan Programs
Purchase
LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.
Refinance
Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.
FHA & USDA
LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.
Conventional
Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.
Condos
In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.
Non-Warrantable
Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.
VA
VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.
Investor
LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.
Jumbo
LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.
Jumbo Investment
LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.
Asset Qualifier
Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.
Close in LLC
LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.
Non-QM
Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.
DSCR
Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.
HELOAN
Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.
2nd Liens
Wide range of options for transactions in need of a second loan balance.
Bank Statement
Loan products for transactions using bank statements to fulfill documentation requirements.
ITIN & Foreign National
Loan products for borrower(s) with ITIN and foreign national residencies.
Renovation
Home loan products for Conventional, FHA, VA and more reno solutions.