Troy Silhan
Sales Manager | Sr. Loan Officer
LoanPeople JAX
Mobile: (904) 217-9489
NMLS: 704521
Email: Troy.Silhan@LoanPeople.com
Troy Silhan is available to assist you:
- Five-star service,
- Great rates and fast closings,
- Solutions for home purchase, refinance, and renovation!
Thank you for the opportunity to earn your business.
About
Troy Silhan is a seasoned Sales Manager and Sr. Loan Officer at LoanPeople, with a remarkable track record in the mortgage industry. Since beginning his career in 2009, Troy has successfully closed over 1,050 purchase and refinance transactions across the country, totaling more than $220 million. He and his team are dedicated to helping clients navigate the complexities of purchasing or refinancing homes, offering expert guidance and personalized advice to meet their personal and financial goals.
Troy is passionate about mortgage banking and takes pride in working for a company built on integrity. His commitment to excellence has earned him the title of #1 Loan Officer in the 904 by Void Magazine for four consecutive years. A Florida native, Troy holds a degree in Communications and Business Management from the University of North Florida. He is married to his college sweetheart, Jessica, and together they have two wonderful children. Troy lives by the principle of treating others as he would want to be treated, a philosophy that drives his approach to business and life.
Mortgage Lender Reviews
5 Stars
Dec. 30, 2024 by Jim S.
Palm Coast, FL
Great experience!!!
I can’t say thank you enough! AMAZING ...
Dec. 31, 2024 by Kacey M.
Port Orange, FL
Troy and Jesse were fantastic and worked around the clock to make sure I was covered and set to head to the closing table! They were absolutely amazing! Troy ran numbers for me every time I called him, he played with numbers to get us the lowest inte...
5 Stars
Jan. 21, 2025 by Ellen S.
Daytona Beach, FL
Troy was amazing and found the perfect loan product for us. He walked me through the process and was always professional.
5 Stars
Jan. 07, 2025 by Joseph H.
Saint Johns, FL
Troy and Jesse with LoanPeople were a pleasure to work with. They provided exceptional advice, and they were always available to answer questions. The process was extremely efficient and easy to complete. We definitely recommend LoanPeople for your l...
5 Stars
Jan. 07, 2025 by JAMES S.
Palm Coast, FL
Troy and the team were super helpful, knowledgeable, and fast. Highly recommend them if you are looking to redo or purchase a home
5 Stars
Dec. 31, 2024 by Ray C.
Middleburg, FL
Troy and Jesse were amazing to work with. Troy was there every step of the way!
5 Stars
Nov. 24, 2024 by Adrienne H.
Edgewater, FL
From start to finish it was a breeze. They are on top of everything and so quick to respond to any concerns. 100% recommend!
5 Stars
Sep. 20, 2024 by Brendan H.
Jacksonville, FL
Troy is incredible - responsive, kind, transparent, supportive - I can message him anytime with questions and he always provides great advice. I don’t think there’s a better person to work with if you’re buying a house.
Home Loan Programs
Purchase
LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.
Refinance
Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.
FHA & USDA
LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.
Conventional
Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.
Condos
In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.
Non-Warrantable
Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.
VA
VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.
Investor
LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.
Jumbo
LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.
Jumbo Investment
LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.
Asset Qualifier
Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.
Close in LLC
LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.
Non-QM
Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.
DSCR
Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.
2nd Liens
Wide range of options for transactions in need of a second loan balance.
Bank Statement
Loan products for transactions using bank statements to fulfill documentation requirements.
ITIN & Foreign National
Loan products for borrower(s) with ITIN and foreign national residencies.
Renovation
Home loan products for Conventional, FHA, VA and more reno solutions.
DPA
Approved lender for Down Payment & Mtg. Credit Cert. (MCC) programs.
HELOC
Tap home equity for home repairs, debt consolidation & more!